Friday, September 28, 2007
Tuesday, September 25, 2007
Tips on how you can earn money from your blog
Market your services in your blog. Many people associate blogs exclusively with a cyberspace-based soapbox — a place to shout your opinions and little more than that. Granted, blogs are an ideal venue to share your thoughts with others, but don't overlook their capacity to generate new business as well. When appropriate, work in references to what you do and, in turn, what you may be able to offer any would-be client or customer who may be reading your blog. That can spread your opinion and your business moxie at the same time.
"Instead of short commentaries that begin a dialogue with readers, as many blogs do, I write the equivalent of journal articles that demonstrate my abilities, strategies and perspectives on specific issues," Barnett says. "When it resonates, it means money. Since starting this approach, I have generated three new paying clients and brought in about $10,000 on revenue — directly attributable to specific blogs."
Use a blog to deepen your existing customer relationships. Nor does any marketing material inserted in blog content have to be limited to bringing in completely new business. By using a blog to regularly communicate with existing clients as well as other readers, you can take advantage of the opportunity to fully inform them about everything your business does. That may expand your readers' understanding of the full scope of your products or services.
"Instead of short commentaries that begin a dialogue with readers, as many blogs do, I write the equivalent of journal articles that demonstrate my abilities, strategies and perspectives on specific issues," Barnett says. "When it resonates, it means money. Since starting this approach, I have generated three new paying clients and brought in about $10,000 on revenue — directly attributable to specific blogs."
Use a blog to deepen your existing customer relationships. Nor does any marketing material inserted in blog content have to be limited to bringing in completely new business. By using a blog to regularly communicate with existing clients as well as other readers, you can take advantage of the opportunity to fully inform them about everything your business does. That may expand your readers' understanding of the full scope of your products or services.
Top 10 investing scam - BEWARE!!!
The stock market has picked up steam lately, but for many investors the resurgence isn't enough. Instead, they look for quicker ways to bolster their portfolios. The problem is, some promised high-return opportunities are downright frauds.
Ponzi scammers top the list of scam artists taking return-hungry investors to the cleaners, according to the latest look at the investment industry by the North American Securities Administrators Association. A close second -- investment fraudsters targeting seniors.
"These schemes offer products and pitches that may sound tempting to many seniors who've seen their retirement accounts and income dwindle in recent years," says Ralph A. Lambiase, NASAA president and director of the Connecticut Division of Securities. "It pays to remember that if an investment opportunity sounds too good to be true, it usually is."
The quest for a safe investment vehicle is the common theme in all the scams. Here are this year's top 10, ranked roughly in order of prevalence or seriousness:
1. Ponzi schemes. This is an old scam named for Charles Ponzi, a swindler from the early 1900s who conned $10 million from investors by promising 40 percent returns. His scam has been copied by countless crooks. The formula is simple: Promise high returns to investors and use their money to pay previous investors.
According to the NASAA, Ponzi scammers often blame government intervention for the failure of their system. In Mississippi last year, two Ponzi scammers pled guilty to a scheme that bilked 41 investors from four states out of $10.2 million. They told investors they were taking part in a money-trading program. The program never existed.
2. Senior investment fraud. Record-low investment rates, rising health care costs and an increased life expectancy have set seniors up as targets for con artists peddling investment fraud -- like Ponzi scams, unregistered securities, promissory notes, charitable gift annuities and viatical settlements. Last year, Pennsylvania securities regulators shut down a Ponzi scheme that bilked $2 million from seniors' pensions and IRAs.
3. Promissory notes. These are short-term debt instruments often sold by independent insurance agents and issued by little-known or nonexistent companies. They typically promise high returns, upward of 15 percent monthly, with little or no risk.
4. Unscrupulous stockbrokers. As share prices tumble, some brokers cut corners or resort to outright fraud, say state securities regulators. And investors who have grown more cautious and scrutinized their brokerage statements have discovered their financial adviser has been bilking them via unexplained fees, unauthorized trades or other irregularities.
5. Affinity fraud. Taking advantage of the tendency of people to trust others with whom they share similarities, scammers use their victim's religious or ethnic identity to gain their trust and then steal their life savings. The techniques range from "gifting" programs at churches to foreign exchange scams.
6. Unlicensed individuals, such as independent insurance agents, selling securities. From Washington state to Florida, scam artists use high commissions to entice independent insurance agents into selling investments they may know little about. The person running the scam instructs the unlicensed sales force to promise high returns with little or no risk.
This is the third year this entry has been on the top-10 list.
Investors approached by an independent agent should first call the state's securities regulator and ask if the salesperson is licensed. Then ask whether the investment being offered is registered as well. If the answers are yes, the investors should be more comfortable about the product. But investors should review the product with the same healthy skepticism that they would any investment opportunity.
7. "Prime bank" schemes. Con artists promise investors triple-digit returns through access to the investment portfolios of the world's elite banks. Purveyors of these schemes often target conspiracy theorists, promising access to the "secret" investments used by the Rothschilds or Saudi royalty. In an effort to warn investors, the Federal Reserve pointed out that these don't exist. But unfortunately, that government denouncement just feeds into the conspiracy mindset linked to this scam.
8. Internet fraud. According to NASAA, Internet fraud has become a booming business. In November, federal, state, local and foreign law-enforcement officials targeted Internet fraudsters during Operation Cyber Sweep. They identified more than 125,000 victims with estimated losses of more than $100 million and made 125 arrests.
"The Internet has made it simple for a con artist to reach millions of potential victims at minimal cost," says Lambiase. "Many of the online scams regulators see today are merely new versions of schemes that have been fleecing off-line investors for years."
Lambiase warns consumers to avoid the infamous Nigerian 419 scam, saying Internet users should ignore e-mails from individuals in need of help who want to deposit money in overseas bank accounts.
"Don't be dot-conned," he says. "If you get an e-mail pitching a deal that can't be beat, hit delete."
9. Mutual fund business practices. Recent mutual fund scandals have made the national news and attracted the attention of investors and launched several investigations.
"These investigations demonstrate a fundamental unfairness and a betrayal of trust that hurts Main Street investors while creating special opportunities for certain privileged mutual fund shareholders and insiders," says Lambiase. "We will continue to actively pursue inquiries into mutual fund improprieties," he says.
10. Variable annuities. As sales of variable annuities have risen, so have complaints from investors -- most notably, the omission of disclosure about costly surrender charges and steep sales commissions. According to the NASAA, variable annuities are often pitched to seniors through investment seminars -- but regulators say these products are unsuitable for many retirees. Lambiase says variable annuities make sense only for consumers who can afford to have their investment locked up for 10 years or longer.
"Our fight against fraud never stops because each year con artists discover new ways to fleece the public," says Lambiase. "Sadly, many of the age-old scams still work to cheat victims of their hard-earned savings as well
Ponzi scammers top the list of scam artists taking return-hungry investors to the cleaners, according to the latest look at the investment industry by the North American Securities Administrators Association. A close second -- investment fraudsters targeting seniors.
"These schemes offer products and pitches that may sound tempting to many seniors who've seen their retirement accounts and income dwindle in recent years," says Ralph A. Lambiase, NASAA president and director of the Connecticut Division of Securities. "It pays to remember that if an investment opportunity sounds too good to be true, it usually is."
The quest for a safe investment vehicle is the common theme in all the scams. Here are this year's top 10, ranked roughly in order of prevalence or seriousness:
1. Ponzi schemes. This is an old scam named for Charles Ponzi, a swindler from the early 1900s who conned $10 million from investors by promising 40 percent returns. His scam has been copied by countless crooks. The formula is simple: Promise high returns to investors and use their money to pay previous investors.
According to the NASAA, Ponzi scammers often blame government intervention for the failure of their system. In Mississippi last year, two Ponzi scammers pled guilty to a scheme that bilked 41 investors from four states out of $10.2 million. They told investors they were taking part in a money-trading program. The program never existed.
2. Senior investment fraud. Record-low investment rates, rising health care costs and an increased life expectancy have set seniors up as targets for con artists peddling investment fraud -- like Ponzi scams, unregistered securities, promissory notes, charitable gift annuities and viatical settlements. Last year, Pennsylvania securities regulators shut down a Ponzi scheme that bilked $2 million from seniors' pensions and IRAs.
3. Promissory notes. These are short-term debt instruments often sold by independent insurance agents and issued by little-known or nonexistent companies. They typically promise high returns, upward of 15 percent monthly, with little or no risk.
4. Unscrupulous stockbrokers. As share prices tumble, some brokers cut corners or resort to outright fraud, say state securities regulators. And investors who have grown more cautious and scrutinized their brokerage statements have discovered their financial adviser has been bilking them via unexplained fees, unauthorized trades or other irregularities.
5. Affinity fraud. Taking advantage of the tendency of people to trust others with whom they share similarities, scammers use their victim's religious or ethnic identity to gain their trust and then steal their life savings. The techniques range from "gifting" programs at churches to foreign exchange scams.
6. Unlicensed individuals, such as independent insurance agents, selling securities. From Washington state to Florida, scam artists use high commissions to entice independent insurance agents into selling investments they may know little about. The person running the scam instructs the unlicensed sales force to promise high returns with little or no risk.
This is the third year this entry has been on the top-10 list.
Investors approached by an independent agent should first call the state's securities regulator and ask if the salesperson is licensed. Then ask whether the investment being offered is registered as well. If the answers are yes, the investors should be more comfortable about the product. But investors should review the product with the same healthy skepticism that they would any investment opportunity.
7. "Prime bank" schemes. Con artists promise investors triple-digit returns through access to the investment portfolios of the world's elite banks. Purveyors of these schemes often target conspiracy theorists, promising access to the "secret" investments used by the Rothschilds or Saudi royalty. In an effort to warn investors, the Federal Reserve pointed out that these don't exist. But unfortunately, that government denouncement just feeds into the conspiracy mindset linked to this scam.
8. Internet fraud. According to NASAA, Internet fraud has become a booming business. In November, federal, state, local and foreign law-enforcement officials targeted Internet fraudsters during Operation Cyber Sweep. They identified more than 125,000 victims with estimated losses of more than $100 million and made 125 arrests.
"The Internet has made it simple for a con artist to reach millions of potential victims at minimal cost," says Lambiase. "Many of the online scams regulators see today are merely new versions of schemes that have been fleecing off-line investors for years."
Lambiase warns consumers to avoid the infamous Nigerian 419 scam, saying Internet users should ignore e-mails from individuals in need of help who want to deposit money in overseas bank accounts.
"Don't be dot-conned," he says. "If you get an e-mail pitching a deal that can't be beat, hit delete."
9. Mutual fund business practices. Recent mutual fund scandals have made the national news and attracted the attention of investors and launched several investigations.
"These investigations demonstrate a fundamental unfairness and a betrayal of trust that hurts Main Street investors while creating special opportunities for certain privileged mutual fund shareholders and insiders," says Lambiase. "We will continue to actively pursue inquiries into mutual fund improprieties," he says.
10. Variable annuities. As sales of variable annuities have risen, so have complaints from investors -- most notably, the omission of disclosure about costly surrender charges and steep sales commissions. According to the NASAA, variable annuities are often pitched to seniors through investment seminars -- but regulators say these products are unsuitable for many retirees. Lambiase says variable annuities make sense only for consumers who can afford to have their investment locked up for 10 years or longer.
"Our fight against fraud never stops because each year con artists discover new ways to fleece the public," says Lambiase. "Sadly, many of the age-old scams still work to cheat victims of their hard-earned savings as well
Monday, September 24, 2007
Good and Bad HYIP "high yield investing program"
From what you are probably aware of; there are a lot of HYIP opportunities that can be considered good and bad. What you are probably wondering or not aware of, are ways to evaluate them before you go out and lose a lot of money on them. Everyone is probably aware that any type of hi yield investing poses risks, and these risks are always there.
Any type of HYIP will contain characteristics that will slant them in one direction or another. It is by evaluating those characteristics that are able to sort them out. Keep in mind that the HYIP proponents are keen to confuse and issue, and deflect attention, but you can dig through most of that if you know what you're looking for. Below, you find some examples that you will assist you in your decisions and research.
- Games of chance v investments: There are hundreds of games sites on the internet, many of which cost money to enjoy. While there is certainly nothing wrong with that, they obviously have no place in our consideration of hi yield type investments. They should be identified, and thrown out whenever they seep in.
- Recyclers' v generators: A lot of HYIP out there like to invest in the same thing. While this may be ok, there are a lot of traps; especially if this is hidden, or denied, and the expected results are overstated.
- Short term v long term: All HYIP's that offer excessively fast returns are almost always doomed. Because of this, you should beware of the excessively fast money merchants.
- Real v virtual money: A lot of the HYIP's pay your returns into their own accounts, and tell you that the money is there, often with restrictions on how you can get access to it. This method is very widespread, and is usually ok, but still needs to be tested before you invest a lot of money into it.
- Fixed interest v variable return: As you probably know already, fixed interest looks nice. Although it's usually not consistent with actual earning rates, it still raises a conflict and sometimes complete failure. A lot of the best HYIP's deal with the problem simply by offering low quotations of minimum return, although its better to be dealing with someone who meets those standards, than someone who repeatedly defaults on more optimistic targets.
With any type of HYIP, you should always consider them to be bad until you have proof that states otherwise. Don't get the wrong idea; there are a lot of these out there that can be very beneficial. Before you invest your money, you should make sure you know what a good and bad HYIP really is.
Any type of HYIP will contain characteristics that will slant them in one direction or another. It is by evaluating those characteristics that are able to sort them out. Keep in mind that the HYIP proponents are keen to confuse and issue, and deflect attention, but you can dig through most of that if you know what you're looking for. Below, you find some examples that you will assist you in your decisions and research.
- Games of chance v investments: There are hundreds of games sites on the internet, many of which cost money to enjoy. While there is certainly nothing wrong with that, they obviously have no place in our consideration of hi yield type investments. They should be identified, and thrown out whenever they seep in.
- Recyclers' v generators: A lot of HYIP out there like to invest in the same thing. While this may be ok, there are a lot of traps; especially if this is hidden, or denied, and the expected results are overstated.
- Short term v long term: All HYIP's that offer excessively fast returns are almost always doomed. Because of this, you should beware of the excessively fast money merchants.
- Real v virtual money: A lot of the HYIP's pay your returns into their own accounts, and tell you that the money is there, often with restrictions on how you can get access to it. This method is very widespread, and is usually ok, but still needs to be tested before you invest a lot of money into it.
- Fixed interest v variable return: As you probably know already, fixed interest looks nice. Although it's usually not consistent with actual earning rates, it still raises a conflict and sometimes complete failure. A lot of the best HYIP's deal with the problem simply by offering low quotations of minimum return, although its better to be dealing with someone who meets those standards, than someone who repeatedly defaults on more optimistic targets.
With any type of HYIP, you should always consider them to be bad until you have proof that states otherwise. Don't get the wrong idea; there are a lot of these out there that can be very beneficial. Before you invest your money, you should make sure you know what a good and bad HYIP really is.
Investment program
When you begin starting an investment, you may find yourself wondering where you should begin. You may have heard friends or co workers talking about their investments, and decided you should give it a try. You may have also found yourself wondering where they got the money to start or how they knew what to invest in. Then again, there are a lot of people who don't know where to begin, so they never start at all.
The wide array of investment related choices, the vast amount of information about investing, and the risk alone is intimidating and may prevent you from taking those first steps towards starting an investment. Keep in mind that is doesn't have to be that way. Believe it or not, you only need to know a few basics in order to begin your career in the world of investing.
The first question most people have is where you get the money to invest. If you look around, you will find plenty of stock mutual funds that allow you to invest with 500 dollars or less. You could use your next bonus at work, your income tax refund, or simply put in some overtime for some extra cash. If you are unable to come up with 500 dollars to start your portfolio, many funds will allow you to skip the initial lump sum investment if you sign up for monthly withdrawals from your checking account.
When starting an investment, you are ready for some long term investments. The step in choosing is knowing what your goals are. The investment type you choose will depend on the amount of time available before you need the money. Most all stocks are considered long term investments, and therefore it's best to plan on holding stocks or stock mutual funds for five years or longer.
The next thing you will need to know when starting an investment is your risk tolerance. If you're the type of person that hides your money under your mattress because you don't trust the bank, you're probably not going to feel very comfortable investing in volatile technology stocks.
Now, you may be wondering how to choose an investment. Most investors and experts will recommend spreading your money over several different types of investments in order to reduce the risk, because one type of investment typically does well when another one doesn't. By having money in more than one type of fund, you're more likely to get a decent combined return in one category takes a downturn.
When you are ready to begin starting an investment, you should use caution and research everything that is available to you. The above will assist you in getting started; the rest is up to you.
The wide array of investment related choices, the vast amount of information about investing, and the risk alone is intimidating and may prevent you from taking those first steps towards starting an investment. Keep in mind that is doesn't have to be that way. Believe it or not, you only need to know a few basics in order to begin your career in the world of investing.
The first question most people have is where you get the money to invest. If you look around, you will find plenty of stock mutual funds that allow you to invest with 500 dollars or less. You could use your next bonus at work, your income tax refund, or simply put in some overtime for some extra cash. If you are unable to come up with 500 dollars to start your portfolio, many funds will allow you to skip the initial lump sum investment if you sign up for monthly withdrawals from your checking account.
When starting an investment, you are ready for some long term investments. The step in choosing is knowing what your goals are. The investment type you choose will depend on the amount of time available before you need the money. Most all stocks are considered long term investments, and therefore it's best to plan on holding stocks or stock mutual funds for five years or longer.
The next thing you will need to know when starting an investment is your risk tolerance. If you're the type of person that hides your money under your mattress because you don't trust the bank, you're probably not going to feel very comfortable investing in volatile technology stocks.
Now, you may be wondering how to choose an investment. Most investors and experts will recommend spreading your money over several different types of investments in order to reduce the risk, because one type of investment typically does well when another one doesn't. By having money in more than one type of fund, you're more likely to get a decent combined return in one category takes a downturn.
When you are ready to begin starting an investment, you should use caution and research everything that is available to you. The above will assist you in getting started; the rest is up to you.
protect your e-gold account
Protecting an e-gold account safe has been an increasing concern for HYIP investors for a long time. Despite continuous efforts of e-gold website to improve the security features, still a lot of HYIP investors are loosing their money due to their poor practices.
Here are 8 ways you should practice in your daily e-gold activities to protect your account safe.
1. Use Secure Web Browser
DO NOT USE INTERNET EXPLORER, use Mozilla Firefox browser. Firefox keeps you more secure when you're browsing the Web, by closing the door on spyware, worms, and viruses. You can download it free at: http://www.mozilla.com/firefox/
Download now:
Most Trojans use IE's built-in Object Linking and Embedding (OLE) automation functions to access your e-gold account. It is not recommended to use windows Internet Explorer as your browser.
2. Never open emails containing attachments. Most likely they contain a Trojan
3. Always update your operating system for the latest system updates
To help protect your computer from the latest Internet threats, it's important to install new security updates as soon as they become available. The easiest way to do this is to turn on Automatic Updates and use the recommended setting of downloading recommended updates and installing them on a schedule you set.
To turn on Automatic Updates:
1. Click Start, and then click Control Panel.
2. Depending on which Control Panel view you use, Classic or Category, do one of the following:
.Click System, and then click the Automatic Updates tab.
.Click Performance and Maintenance, click System, and then click the Automatic Updates tab.
3. Click the option that you want. Make sure Automatic Updates is not turned off.
4. Use latest versions of firewalls
If your computer is not protected when you connect to the Internet, hackers can gain access to personal information on your computer. They can install code on your computer and steal your passwords. A firewall helps to screen out many kinds of malicious Internet traffic before it reaches your system.
5. Use latest version anti-virus programs and Update your antivirus software regularly
It is most important is that you keep your computer current with the latest updates and antivirus tools, stay current about recent threats, and that you properly surf the net, downloading files, and opening attachments.
6. Bookmark the e-gold IP address
You may want to consider book marking the e-gold IP address versus the URL as your e-gold bookmark and only access it via your bookmark. The IP to bookmark is https://209.200.169.10. The reason for doing this is there are viruses such as this one: http://us.mcafee.com/virusInfo/default.asp?id=description&virus_k=99469 that plant fake entries in the host file which windows then uses instead of the correct IP address for the site. Using the e-gold IP address versus the URL will bypass this type of Trojan. Also, never access your e-gold account via an email message even if the message appears to come from e-gold.
7. Use the SRK feature
Always use the SRK feature to access your e-gold account, never type it in! You should first change your passphrase using the SRK feature. If your passphrase is changed using the "SRK" feature and the account is only accessed using the "SRK" feature, then your passphrase will be protected even if there is a Trojan virus on your computer. However, this is true only if you are at the correct e-gold site. To ensure you are always at the e-gold site, you may want to click the box next to your account number on the login page that says, "Store my account number on my computer". In the future when you attempt to log into your account and if the account number is not displayed, you should be wary of entering your passphrase because you may be at a fake e-gold site.
8. Verify website identity before entering passphrase
Fraudulent "phishing" websites designed to trick you into divulging your passphrase or other sensitive information are common. Spoofed e-mail (see above) is commonly used to lure victims to phishing websites. Never assume that a website is the website you intended to be at based on its appearance. Before entering your e-gold passphrase, ensure you are at the real e-gold website by:
.Checking for an active padlock in the browser status bar.
.Checking the browser location bar for a site name beginning with (exact spelling is critical): https://www.e-gold.com/
.Checking the SSL certificate being using for appropriate "Issued To", "Issued By", and Thumbprint fields. At the e-gold web site, these values are:
Issued to: www.e-gold.com
Issued by: VeriSign
Valid from: 11/22/2004 to 12/1/2006
Thumbprint: F84F 522C E958 A443 5A37 8934 6D77 2D70 096C 6A82
Here are 8 ways you should practice in your daily e-gold activities to protect your account safe.
1. Use Secure Web Browser
DO NOT USE INTERNET EXPLORER, use Mozilla Firefox browser. Firefox keeps you more secure when you're browsing the Web, by closing the door on spyware, worms, and viruses. You can download it free at: http://www.mozilla.com/firefox/
Download now:
Most Trojans use IE's built-in Object Linking and Embedding (OLE) automation functions to access your e-gold account. It is not recommended to use windows Internet Explorer as your browser.
2. Never open emails containing attachments. Most likely they contain a Trojan
3. Always update your operating system for the latest system updates
To help protect your computer from the latest Internet threats, it's important to install new security updates as soon as they become available. The easiest way to do this is to turn on Automatic Updates and use the recommended setting of downloading recommended updates and installing them on a schedule you set.
To turn on Automatic Updates:
1. Click Start, and then click Control Panel.
2. Depending on which Control Panel view you use, Classic or Category, do one of the following:
.Click System, and then click the Automatic Updates tab.
.Click Performance and Maintenance, click System, and then click the Automatic Updates tab.
3. Click the option that you want. Make sure Automatic Updates is not turned off.
4. Use latest versions of firewalls
If your computer is not protected when you connect to the Internet, hackers can gain access to personal information on your computer. They can install code on your computer and steal your passwords. A firewall helps to screen out many kinds of malicious Internet traffic before it reaches your system.
5. Use latest version anti-virus programs and Update your antivirus software regularly
It is most important is that you keep your computer current with the latest updates and antivirus tools, stay current about recent threats, and that you properly surf the net, downloading files, and opening attachments.
6. Bookmark the e-gold IP address
You may want to consider book marking the e-gold IP address versus the URL as your e-gold bookmark and only access it via your bookmark. The IP to bookmark is https://209.200.169.10. The reason for doing this is there are viruses such as this one: http://us.mcafee.com/virusInfo/default.asp?id=description&virus_k=99469 that plant fake entries in the host file which windows then uses instead of the correct IP address for the site. Using the e-gold IP address versus the URL will bypass this type of Trojan. Also, never access your e-gold account via an email message even if the message appears to come from e-gold.
7. Use the SRK feature
Always use the SRK feature to access your e-gold account, never type it in! You should first change your passphrase using the SRK feature. If your passphrase is changed using the "SRK" feature and the account is only accessed using the "SRK" feature, then your passphrase will be protected even if there is a Trojan virus on your computer. However, this is true only if you are at the correct e-gold site. To ensure you are always at the e-gold site, you may want to click the box next to your account number on the login page that says, "Store my account number on my computer". In the future when you attempt to log into your account and if the account number is not displayed, you should be wary of entering your passphrase because you may be at a fake e-gold site.
8. Verify website identity before entering passphrase
Fraudulent "phishing" websites designed to trick you into divulging your passphrase or other sensitive information are common. Spoofed e-mail (see above) is commonly used to lure victims to phishing websites. Never assume that a website is the website you intended to be at based on its appearance. Before entering your e-gold passphrase, ensure you are at the real e-gold website by:
.Checking for an active padlock in the browser status bar.
.Checking the browser location bar for a site name beginning with (exact spelling is critical): https://www.e-gold.com/
.Checking the SSL certificate being using for appropriate "Issued To", "Issued By", and Thumbprint fields. At the e-gold web site, these values are:
Issued to: www.e-gold.com
Issued by: VeriSign
Valid from: 11/22/2004 to 12/1/2006
Thumbprint: F84F 522C E958 A443 5A37 8934 6D77 2D70 096C 6A82
maximize your MLM earnings
It's so easy in the network marketing industry to just move to the next bright light. Only to find out that the grass is not greener on the other side.
Viurtually Any path to achievieng a goal WILL be paved with obstacles. The bigger the goal, the more obstacles there will be.
How many obstacles will YOU overcome to reach your goal? Here's a little clue for you:
When it seems the hardest, and it makes ALL sense logically to quit and move on to the next program - THAT'S when you need to hunker down and keep moving forward!
It's usually right after the most difficult time that success will reveal itself to you - but you must be steadfast in your efforts.
Consistency, (not only the m.l.m game but in the game of life as well) is one of the key traits that ultra-successful people have!
Commit for at least 90 days to your m.l.m company and NO MATTER WHAT, take a step forward everyday
Remember in MLM your check of 24th month could be bigger than the combined earning of your last 23 months.
'Here's To You Achieving The Success You Desire And Deserve'
Viurtually Any path to achievieng a goal WILL be paved with obstacles. The bigger the goal, the more obstacles there will be.
How many obstacles will YOU overcome to reach your goal? Here's a little clue for you:
When it seems the hardest, and it makes ALL sense logically to quit and move on to the next program - THAT'S when you need to hunker down and keep moving forward!
It's usually right after the most difficult time that success will reveal itself to you - but you must be steadfast in your efforts.
Consistency, (not only the m.l.m game but in the game of life as well) is one of the key traits that ultra-successful people have!
Commit for at least 90 days to your m.l.m company and NO MATTER WHAT, take a step forward everyday
Remember in MLM your check of 24th month could be bigger than the combined earning of your last 23 months.
'Here's To You Achieving The Success You Desire And Deserve'
make money on the internet "FREE"
Each of the following strategies do make money. The mistake people make is to try one for a few days or weeks then give up after they discover they did not get rich quick.
Quitters never win and winners never quit. Scattering your energy into more than one project will produce little or no results.
* Free Money Making Web Site
* Free Paid Surveys
* Online Auctions
Free Money Making Web Site
Free Money Making Web Site in 2 minutes flat.
* Free
* As Seen On TV
* Fully Automatic
* No Programming Skills Required
* Sites are Pre-Loaded with Products
* Instant Online Setup
* Quickstart Instruction Manual
Free Paid Surveys
Free paid surveys can provide a source of immediate cash flow.
Paid surveys do have their limitations though. One big drawback is that we have to continue to do surveys in order to make money. If we stop doing the the surveys, the money stops too. The other drawback is finding the right surveys to do in order to make lots of money.
Be careful when selecting a paid surveys program.
Make sure it is a real program which does not charge money to join up. There are places on the Internet which pose as a paid survey company but all they want us to do is pay a fee in order to gain access to all the survey companies.
There is nothing actually wrong with paying a membership fee to access a database of paid survey companies, but as long as people are aware that real paid survey companies usually do not charge for the right to participate.
Also, be on the lookout for surveys that do not pay real money. Each survey company offers many different types of surveys with a variety of different payout methods. Some surveys pay in credits and points which are redeemable for products while others pay cash.
Quitters never win and winners never quit. Scattering your energy into more than one project will produce little or no results.
* Free Money Making Web Site
* Free Paid Surveys
* Online Auctions
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Free paid surveys can provide a source of immediate cash flow.
Paid surveys do have their limitations though. One big drawback is that we have to continue to do surveys in order to make money. If we stop doing the the surveys, the money stops too. The other drawback is finding the right surveys to do in order to make lots of money.
Be careful when selecting a paid surveys program.
Make sure it is a real program which does not charge money to join up. There are places on the Internet which pose as a paid survey company but all they want us to do is pay a fee in order to gain access to all the survey companies.
There is nothing actually wrong with paying a membership fee to access a database of paid survey companies, but as long as people are aware that real paid survey companies usually do not charge for the right to participate.
Also, be on the lookout for surveys that do not pay real money. Each survey company offers many different types of surveys with a variety of different payout methods. Some surveys pay in credits and points which are redeemable for products while others pay cash.
Sunday, September 23, 2007
tips on how you can earn money
I did a little bookmark scrub this morning and thought I would share the remaining content of my "Online Money" folder. To warn you, there are certain things that I don't like and never bookmark so:
What's NOT included: Taking Surveys, Get Paid to Surf the Internet, MLM, Programs with a ton of negative user experiences (based on researching forums, Googling them, etc.), Contest Sites, "Buy my DVD, CD, Audiobook", etc.
What IS included: Things you can use to legitimately make money online - Everything from Getting Paid to review software to good ole' Adsense.
Anyway, here you go. The second batch is is available here.
* Adbrite - Sell space on your site for text ads
* Amazon Affiliate Program - Easily create a store or shopping section on your site instead of sending your visitors to Amazon. Amazon handles the shopping cart and fulfillment.
* Amazon Seller - Sell your stuff on Amazon
* Associated Content - If you write a story, how-to, rant, etc. you can submit it to them and they will pay you $3-$20 per article if they like it
* Azoogleads - Another ad program. They do have some decent companies lined up as advertisers. You provide space, they'll provide an ad.
* BidVertiser - PPC (pay per click) program with a low $10 payout amount.
* Bravenet - These guys offer a ton of services for webmasters and blog owners. Although I feel like I was spammed for a while, it has ceased and they'll pay you $1 for each person you send over
* Blog - Start a blog and consistently write excellent content. With good ad placement, you may make some money.
* Business Opportunities Blog - I am adding this because I am a subscriber to their site and I see ideas everyday that could result in making money. A lot of the ideas pertain to online businesses. If you are an aspiring entrepreneur, it's a good reference.
* CafePress - You provide a design, they'll toss it on a T-Shirt, Hat, etc. No upfront costs. Get a free online shop and promote your products on your website.
* Chitika - Their eMiniMalls service has shown great results for many Bloggers and site owners. You choose a keyword and they show relevant products on your site using a pretty unique interface.
* Clickbank - Another Affiliate Program site with 10,000+ products to advertise
* ClicknWork - Get paid $5-$150 per hour for basically doing freelance work on a per-assignment basis. You have to pass a pretty tough test to get in.
* Clicksor - These are the guys that generate contextual ads on sites that show up when you hover over a double-underlined word.
* Commission Junction - If you have a site, you can join Commission Junction. Once enrolled for free, you can choose companies whose ads are pertinent to your site. Companies have the ultimate say on working with you. There are easily over 1,000 companies to choose from here.
* CreamAid - For blogs only, advertisers provide you with a topic and you write about it on your site. To do this, you have to install a flash widget into your blog post. The more people you bring into the conversation through the widget, the more you get paid. It's difficult to explain.
* eefoof - Think of it as YouTube + Flickr + Music. You add original content and they pay you based on the visitors you attract.
* Ether - If you are an expert on something, Ether provides a way for people to pay you to talk about it in a one-on-one setting. If you want to charge $250/hr, that's fine. You have to do all the advertising so you should have a blog or site already established.
* eBay - Come on, you know what this is. Gather your junk and sell it!
* eBay Stores - If you have a real store and want to sell your stuff online, this is a decent option to get you started.
* ELance - Name gives it away. Programmers, Codes, Web Designers, Writers, Editors, can look for freelance opportunities.
* Feedvertising - This is an arm of Text Link Ads and is currently only good for Wordpress 2.0 Users. This does me no good currently, but as you can guess, they place ads in your feed(s).
* Feedburner - Not only are they the best place to house your feeds, they will also add ads to your feed and website. You get paid per impression.
* Google Adsense - Come on, you don't need an explanation. These ads are all over the place. Google displays relevant ads based on your site's content
* Google Adwords - Create simple text ads and choose keywords that determine when they are displayed. This is where the Adsense Content comes from. You do not need a site for this.
* SHUT DOWN Google Answers - If you are good, Google will pay you to answer questions in your specialty. Questions all come from normal people like you and me. You can get paid $2.50+ per answer you provide.
* H3.com - Get paid to fill jobs. Commissions range from $50-$5,000. It all depends on how tough the job is to fill and how desperate the hiring company is. This is another one that's tough to explain.
* Indeed.com - Add their job board to your site. They then post jobs based on the geographic location of visitors and the position types you pre-select. I tried it and I they continually report that I sent 0 visitors and I know that's not right. Nevertheless, I may have an isolated problem so they make the list.
* InnerSell - If you have a customer that wants to buy something you cannot sell, you can sell the lead here.
* Jellyfish - This is a shopping site that pays you a percentage of the purchases made by people you refer. They are not part of a wider affiliate program so you do it direct.
* Jigsaw - It's a pretty flaky model but if you have a Rolodex full of good contacts, you can sell them here. I can't make sense of it but it looks like you get $0.10 per profile.
* KarmaOne - They are basically a recruiting website. If you fill one of their jobs by finding a good candidate, you'll get paid anywhere from $50-$12,000. It all depends on how desperate the hiring company is.
* LinkShare.com - If you have a site, you can join Linkshare. Once enrolled for free, you can choose companies whose ads are pertinent to your site. Companies have the ultimate say on working with you. Like Commission Junction, there are a ton of companies waiting to evaluate your site.
* Microsoft Adcenter - Bid on keywords and Microsoft places your created ads then they are searched for. This is similar to Google Adwords. You do not need a site for this.
* Overstock.com - Sell your stuff on Overstock.com
* Pageflakes - This is a company that developed a user-defined Ajax homepage to show feeds, flickr photos, and a ton of other things. Think of it as a replacement for your Google Homepage. Anyway - they'll pay you $1 per referral that you send over. They are not part of a wider affiliate program so you do it direct. This one is pretty simple.
* Pay Per Post - I don't agree with this model entirely but they have advertisers that will pay you to write about their products on your blog.
* Pheedo - If you have an RSS feed, run it through Pheedo. Like Feedburner, they can include ads into your feed and if you really become large, advertisers will pay a premium for you to show their ads.
* Shareasale.com - I've never really worked with them but I do have an account. They are similar to Commission Junction and Linkshare however they seem to have lower tiered companies with advertising offers.
* Shoemoney - This is a blog that can teach you a ton on making money online. I've spent hours reading his old stuff.
* Software Judge - They will pay you up to $50 to review software.
* Text Link Ads - I have never made a dime here but I know people that have. You can earn by sending advertisers to them or by selling spots on your site. You must have a real site or blog to do this - nothing on a shared domain (i.e. /blogspot).
* Vibrant Media - Don't bother unless your site has 500,000 page views of text based content a month. If you have that readership, these are the guys that display bubble box ads to underlined words on your site.
* West Work At Home Agent - Not entirely online but this is worth a mention because it's won awards and is very legitimate. If you are an at-home Mom or free-lancer without work, you should check this out.
* Yahoo Publisher Network- This is the Yahoo version of Google Adsense.
I know this isn't a complete list and I am always interested in learning about more legitimate sites. So (and we'll see if you are paying attention) the first person that can add 10 solid sites to this list will get $10 via Paypal. The only rule is that your list must abide by my, "What's not included" sentence at the top of this message. Your list needs to be in the comments section of this post and the time stamp is the judge on who is first.
What's NOT included: Taking Surveys, Get Paid to Surf the Internet, MLM, Programs with a ton of negative user experiences (based on researching forums, Googling them, etc.), Contest Sites, "Buy my DVD, CD, Audiobook", etc.
What IS included: Things you can use to legitimately make money online - Everything from Getting Paid to review software to good ole' Adsense.
Anyway, here you go. The second batch is is available here.
* Adbrite - Sell space on your site for text ads
* Amazon Affiliate Program - Easily create a store or shopping section on your site instead of sending your visitors to Amazon. Amazon handles the shopping cart and fulfillment.
* Amazon Seller - Sell your stuff on Amazon
* Associated Content - If you write a story, how-to, rant, etc. you can submit it to them and they will pay you $3-$20 per article if they like it
* Azoogleads - Another ad program. They do have some decent companies lined up as advertisers. You provide space, they'll provide an ad.
* BidVertiser - PPC (pay per click) program with a low $10 payout amount.
* Bravenet - These guys offer a ton of services for webmasters and blog owners. Although I feel like I was spammed for a while, it has ceased and they'll pay you $1 for each person you send over
* Blog - Start a blog and consistently write excellent content. With good ad placement, you may make some money.
* Business Opportunities Blog - I am adding this because I am a subscriber to their site and I see ideas everyday that could result in making money. A lot of the ideas pertain to online businesses. If you are an aspiring entrepreneur, it's a good reference.
* CafePress - You provide a design, they'll toss it on a T-Shirt, Hat, etc. No upfront costs. Get a free online shop and promote your products on your website.
* Chitika - Their eMiniMalls service has shown great results for many Bloggers and site owners. You choose a keyword and they show relevant products on your site using a pretty unique interface.
* Clickbank - Another Affiliate Program site with 10,000+ products to advertise
* ClicknWork - Get paid $5-$150 per hour for basically doing freelance work on a per-assignment basis. You have to pass a pretty tough test to get in.
* Clicksor - These are the guys that generate contextual ads on sites that show up when you hover over a double-underlined word.
* Commission Junction - If you have a site, you can join Commission Junction. Once enrolled for free, you can choose companies whose ads are pertinent to your site. Companies have the ultimate say on working with you. There are easily over 1,000 companies to choose from here.
* CreamAid - For blogs only, advertisers provide you with a topic and you write about it on your site. To do this, you have to install a flash widget into your blog post. The more people you bring into the conversation through the widget, the more you get paid. It's difficult to explain.
* eefoof - Think of it as YouTube + Flickr + Music. You add original content and they pay you based on the visitors you attract.
* Ether - If you are an expert on something, Ether provides a way for people to pay you to talk about it in a one-on-one setting. If you want to charge $250/hr, that's fine. You have to do all the advertising so you should have a blog or site already established.
* eBay - Come on, you know what this is. Gather your junk and sell it!
* eBay Stores - If you have a real store and want to sell your stuff online, this is a decent option to get you started.
* ELance - Name gives it away. Programmers, Codes, Web Designers, Writers, Editors, can look for freelance opportunities.
* Feedvertising - This is an arm of Text Link Ads and is currently only good for Wordpress 2.0 Users. This does me no good currently, but as you can guess, they place ads in your feed(s).
* Feedburner - Not only are they the best place to house your feeds, they will also add ads to your feed and website. You get paid per impression.
* Google Adsense - Come on, you don't need an explanation. These ads are all over the place. Google displays relevant ads based on your site's content
* Google Adwords - Create simple text ads and choose keywords that determine when they are displayed. This is where the Adsense Content comes from. You do not need a site for this.
* SHUT DOWN Google Answers - If you are good, Google will pay you to answer questions in your specialty. Questions all come from normal people like you and me. You can get paid $2.50+ per answer you provide.
* H3.com - Get paid to fill jobs. Commissions range from $50-$5,000. It all depends on how tough the job is to fill and how desperate the hiring company is. This is another one that's tough to explain.
* Indeed.com - Add their job board to your site. They then post jobs based on the geographic location of visitors and the position types you pre-select. I tried it and I they continually report that I sent 0 visitors and I know that's not right. Nevertheless, I may have an isolated problem so they make the list.
* InnerSell - If you have a customer that wants to buy something you cannot sell, you can sell the lead here.
* Jellyfish - This is a shopping site that pays you a percentage of the purchases made by people you refer. They are not part of a wider affiliate program so you do it direct.
* Jigsaw - It's a pretty flaky model but if you have a Rolodex full of good contacts, you can sell them here. I can't make sense of it but it looks like you get $0.10 per profile.
* KarmaOne - They are basically a recruiting website. If you fill one of their jobs by finding a good candidate, you'll get paid anywhere from $50-$12,000. It all depends on how desperate the hiring company is.
* LinkShare.com - If you have a site, you can join Linkshare. Once enrolled for free, you can choose companies whose ads are pertinent to your site. Companies have the ultimate say on working with you. Like Commission Junction, there are a ton of companies waiting to evaluate your site.
* Microsoft Adcenter - Bid on keywords and Microsoft places your created ads then they are searched for. This is similar to Google Adwords. You do not need a site for this.
* Overstock.com - Sell your stuff on Overstock.com
* Pageflakes - This is a company that developed a user-defined Ajax homepage to show feeds, flickr photos, and a ton of other things. Think of it as a replacement for your Google Homepage. Anyway - they'll pay you $1 per referral that you send over. They are not part of a wider affiliate program so you do it direct. This one is pretty simple.
* Pay Per Post - I don't agree with this model entirely but they have advertisers that will pay you to write about their products on your blog.
* Pheedo - If you have an RSS feed, run it through Pheedo. Like Feedburner, they can include ads into your feed and if you really become large, advertisers will pay a premium for you to show their ads.
* Shareasale.com - I've never really worked with them but I do have an account. They are similar to Commission Junction and Linkshare however they seem to have lower tiered companies with advertising offers.
* Shoemoney - This is a blog that can teach you a ton on making money online. I've spent hours reading his old stuff.
* Software Judge - They will pay you up to $50 to review software.
* Text Link Ads - I have never made a dime here but I know people that have. You can earn by sending advertisers to them or by selling spots on your site. You must have a real site or blog to do this - nothing on a shared domain (i.e. /blogspot).
* Vibrant Media - Don't bother unless your site has 500,000 page views of text based content a month. If you have that readership, these are the guys that display bubble box ads to underlined words on your site.
* West Work At Home Agent - Not entirely online but this is worth a mention because it's won awards and is very legitimate. If you are an at-home Mom or free-lancer without work, you should check this out.
* Yahoo Publisher Network- This is the Yahoo version of Google Adsense.
I know this isn't a complete list and I am always interested in learning about more legitimate sites. So (and we'll see if you are paying attention) the first person that can add 10 solid sites to this list will get $10 via Paypal. The only rule is that your list must abide by my, "What's not included" sentence at the top of this message. Your list needs to be in the comments section of this post and the time stamp is the judge on who is first.
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